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The Truth About Acne Treatments & Health Insurance
Posted on August 15, 2010
Filed Under Acne Product
Filed Under Acne Product
One of the most common skin problems affecting people around the world is acne, which means that effective acne treatments are constantly in high demand. A problem that many sufferers have to deal with is how to afford the acne products that they need. Every day, people battle this skin problem with the assumption that they could not fit much needed acne treatments into their budget. The truth is, however, that a simple recommendation from a doctor or dermatologist may be the answer.
Depending on the severity of the acne and your individual health insurance policy, prescribed acne treatments may be covered. This means that you may have to pay very little or nothing at all, depending on the policy requirements and coverage. Because every issuer and policy is different, the best way to learn whether or not certain type of acne products are covered under your insurance is to simply review your agreement carefully or call your local agent for specifics.
If prescribed acne treatments are covered under your current health insurance policy, you may be able to have your health insurance billed directly for the prescription or you may have to pay for your own acne treatments and later be reimbursed by your insurance company. In order to get approval, you will need a written doctor’s recommendation or prescription. In other words, you would not be able to claim acne treatments on your health insurance policy simply by self-diagnosis and purchasing whatever product appeals most to you.
What type of acne do you have? Most acne is categorized as mild, moderate or severe. A mild case of acne will appear as occasional breakouts, but require little or no treatment. Moderate acne is where the discomfort really becomes noticeable and may require stronger acne products for treatment. Severe acne, which is the worst and most uncomfortable, typically requires some type of medical intervention by way of prescribed acne treatments or certain acne products.
Currently, there are a number of acne products on the market. Some may require a doctor’s prescription, but others are often available as over-the-counter acne treatments. In order to be covered under a health insurance policy, however, acne treatments must be recommended by a physician or dermatologist.
It can often be difficult to know which acne products work and which will prove to be the best for your individual situation. If you find yourself wondering how to choose from a sea of acne treatments, it’s a good idea to read various product reviews from those who are either familiar with the product or have a detailed description of its potential for treating acne.
When shopping for acne treatments, the best isn’t necessarily that which carries the highest price tag. The product that will best treat your skin problem may or may not be the most expensive. The best product will be the one that provides you with the best and quickest results. Because one of the leading causes of acne is stress, knowing whether or not your health insurance will cover the costs associated with acne treatments will ease your mind and possibly your budget.
The information contained in this article is designed to be used for reference purposes only. It should not be used in place of professional medical advice or recommendations relating to the use of acne products and/or acne treatments. If you believe that you have a problem with acne that requires medical attention, consult a physician or dermatologist for a professional evaluation and recommended treatment program.
Brian Dolezal
http://www.articlesbase.com/non-fiction-articles/the-truth-about-acne-treatments-health-insurance-90540.html
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12 Responses to “The Truth About Acne Treatments & Health Insurance”
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18 Female, want to join Navy – Questions.?
-So the advertisements always gush about the benefits the Navy gives you. I’m aware that advertisements lie and I would like to know how much of this is truth. Will they really pay for my schooling, health insurance, etc, or is there a bunch of poopy "fine print"?
-Sexual harassment: I’m a girl. How often does this REALLY happen? I hear different things from different people, some saying it rarely happens and is severely punished, and others saying it happens all the time and isn’t punished at all. Uhm, help.
-This is 5 years of my life I’m signing away. Is it worth it?
-Boot camp: How physically demanding is this?
-Can you enter the Navy when you’re on an antibiotic for acne treatment?
Thank you. =]
-So the advertisements always gush about the benefits the Navy gives you. I’m aware that advertisements lie and I would like to know how much of this is truth. Will they really pay for my schooling, health insurance, etc, or is there a bunch of poopy "fine print"?
-Sexual harassment: I’m a girl. How often does this REALLY happen? I hear different things from different people, some saying it rarely happens and is severely punished, and others saying it happens all the time and isn’t punished at all. Uhm, help.
-This is 5 years of my life I’m signing away. Is it worth it?
-Boot camp: How physically demanding is this?
-Can you enter the Navy when you’re on an antibiotic for acne treatment?
Thank you. =]
Edit: I’m looking into being one of those Navy journalists. Also, I’d like some people who’ve actually been in the navy to answer, please. =]
daa
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LOL WOW U GOTTA BE FUCKIN UGLY.
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to be frank army isnt a place for all the loser and for all the people who failed to get a degree in life , believe me , i really wished to join the Indian
army when i failed to earn a degree , army isnt a place for looser,u need
reall courage and determination to work for army , so never take it for granted , if u can strain physically and mentally u can join
tht would be genuine advise
believe me
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Well for females boot camp is less demanding not really so sure about sexual harassment however I do imagine that it does exist. Your acne will probably be most irritated during boot camp as you will be crawling through mud and such.
I wanted to join the navy also however as it turns out I am red-green color blind which automatically bars me from most the electrical careers also the Navy will own you when you join so if you fall behind in your schooling and don’t perform as well as your officers would like then they can easily reassign you. Are you sure this is your whole hearted decision perhaps you should try the college route first? There are so many more opportunities nowadays with colleges perhaps you would consider taking an online college course? It depends on what interests you I know for me that the Navy would be my very last option.
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Uncle served
Go see a recruiter. The benefits vary based on what you bring to the table. Sexual harassment – not so much, but it is not a girls club. Boot camp is no harder then a tough sport coach. But don’t expect to do your nails. Your talking about joining the military. You need to take it seriously.
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Been there done that
Ok, I can try to answer some of your questions
They will pay for your health care while you are on active duty. If you are a veteran, it all depends on a bunch of stuff, but you should have access to the VA healthcare system, but that’s kind of gone down the drain. Regarding school, they have tuition assistance while you’re on duty, and after you are discharged from active duty, you can take advantage of GI Bill benefits, which is the legislation providing for military personnel’s education. I think it’s something like 50,000 dollars. Just google "montgomery GI Bill" or "Post 911 GI Bill" (there are now two).
Regarding sexual harassment, it’s difficult to say. The only data they have come from incidents that are reported. The research conflicts over how many incidents go UNreported. That’s the issue for the confusion.
Only you can answer if it is worth it.
Regarding boot camp. BE IN SHAPE WHEN YOU GO. otherwise you’re in for a difficult ride.
And regarding the acne treatment, you can probably still enter the navy, but you might not get to continue the treatment.
What you should really do is talk to a recruiter. There is this stigma about them that they lie and what not but it’s actually not true. Most of them are very honest, hardworking people and my experience with them has been excellent.
check out this website: usmilitary.about.com/cs/joiningup/a/recruiter.htm
EDIT: BJK is completely incorrect. Boot Camp is NOT easier for women. It is JUST as difficult. They make sure of that.
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I am a potential US Coast Guard recruit. I have researched these very questions both for the CG and the Navy for roughly 20-30 total hours at this point. I know I’m not an authority, I was just trying to give you a starting point. Check out the website I listed and poke around usmilitary.about.com because it is a GREAT reference.
I have applied to join the navy I have gone To the interview Al i need to do now Is do the fitness test and the medical test. If you don’t like needles Well you wil not like the navy They give you random blood test to see if you have had drugs Coz drugs is not aloud in there. The reason why i joined was because I wanna travel And that’s what you do when your in the navy And you get paid to do it. WHat do you wanna be In there? I have gotten told Do NOT be a cook In there Coz they get the WOrst jobs You will be on a ship Of coarse For months And they will push you so much That they wanna see you cry(Sees who is the weakness And see who is not going to give in. You get up at 6am And work out I herd It is hell For 3 months That you are training Butt it wil get better =D If you wanna know more Hears the web site ….. http://www.defencejobs.gov.au
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the GI bill is 1,100 out of your pocket and it covers 30K and you can get something called a kicker for 500 bucks that gives you another 10K They are very serious about sexual harassment, its ridicules at times now days you cant even look at a girl without someone reminding you of it. you can sign a contract ranging from 2-6 years and boot camp was a Breeze just a lot of running its when you get into the fleet that shit starts getting hard. Yeah they have that job were you can be a journalist, I was in the Navy for 4 years I was on the USS Bataan (LHD-5) if your going into the Navy for God sake go on a ship and when your there looking at what people can only imagine you ll understand why, it really will change your life for the better. but let me make one thing very clear, its not fun, not a joy ride its hard work and at times depending on what you do can be the most stressful thing you have ever encountered but at the same time its also the most rewarding, ill never forget.
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1)Yes the navy gives you all those benefits health care is free and great(army brat all my life)and they do pay for school with the MGIB which is they take a $100 out your paycheck for 12 months and you get 80k to go to school with
2)Sexual harassment does happen but it’s small. You are in the Navy so guys will hit on you especially on the ship but when you say stop they stop(especially if you got rank)
3)My contract is 5years too and it is worth it pay,benefits,service,travel,fun
4)If you took JROTC boot camp is a waste of time becuase you do know everything if you didnt its just basic knowledge(all in the book they gave you)It’s got some drill(easy stuff just faces,salute and marching none of the hard stuff like flanks and drill sheets)
5)You can enter but while at basic the stuff is not allowed
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USN E-3(Came in as an E3 gotta love JROTC)Extra money and rank
I can’t speak for Navy Boot Camp and sexual harrassment, because I served in the Army. But ALL military members have 100% free health care at their local military medical center or hospital. And their healthcare is also free at other hospitals if they get a referral from their primary care doctor or for emergency treatment. They do not pay deductibles, co pays, or prescription costs for any necessary treatment. It’s a very good deal, as far as that goes!
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I"m a navy recruiter in Cleveland Ohio (also 21 years in the navy) finishing my last four years before retirement.
Yes, the navy pays 100 percent health/dental. I’ve had operations, shots, sick call days, of course I haven’t paid a dime. I’ve had cavaties, root canals, crowns and haven’t paid a dime so yes for active duty medical and dental is 100 percent GUARANTEED and by pretty good doctors too.
Yes, they will pay for your schooling. My chain of command (including me) is making it mandatory for us to take college classes on our off time. This doesn’t happen everywhere but yes they do encourage you to go to college (100 percent tuition)
Sexual harassment I’m sure happens in limited cases. If it does happen, its taken care of immediately. Its alot better than any civillian community job thats for sure.
Yes you can get in with the acne treatment. They will even give you the treatment in boot camp if needed. Boot camp isn’t that bad. Send me an email at darrin.underwood@navy.mil and I can put you in touch with women thats been for up to two years that I still keep in contact with
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